Privacy Policy

Overview

BasisPoint ("we", "us", or "our") operates the Compound Growth & FIRE Calculator at basispoint.net/fire. This Privacy Policy explains how we collect, use, and protect information when you use our services.

Our core principle: your financial data stays on your device. All calculator computations run locally in your browser. We do not collect, store, or transmit any personal financial information you enter into our calculators.

Information We Collect

Calculator Inputs

All calculator inputs (amounts, rates, ages, spending figures) are processed entirely within your browser using client-side JavaScript. This data is never sent to our servers or any third party. When you close your browser, this data is discarded unless you explicitly use a "save" or "share" feature.

Analytics Data

We use Google Analytics 4 (GA4) to understand how visitors use our site. This collects:

• Pages visited and features used (anonymized)
• Browser type, device type, and screen size
• General geographic location (country/region level)
• Referral source (how you found our site)

We do not collect personally identifiable information (PII) through analytics. We do not track individual users across sessions using PII.

Cookies and Similar Technologies

We and our third-party partners use cookies and similar technologies for:

• Essential cookies — Required for basic site functionality (e.g., consent preferences)
• Analytics cookies — Help us understand site usage patterns (Google Analytics)
• Advertising cookies — Used by Google AdSense to serve relevant advertisements

Third-Party Advertising (Google AdSense)

Third-party vendors, including Google, use cookies to serve ads based on a user's prior visits to this website or other websites. Google's use of advertising cookies enables it and its partners to serve ads to users based on their visit to this site and/or other sites on the Internet.

Users may opt out of personalized advertising by visiting Google Ads Settings. Alternatively, you can opt out of a third-party vendor's use of cookies for personalized advertising by visiting www.aboutads.info.

Data Retention

Since calculator inputs are processed locally and not transmitted to our servers, there is no financial data for us to retain. Analytics data is retained per Google Analytics' standard retention policies (typically 14 months). We periodically review and delete analytics data that is no longer needed.

Children's Privacy

Our services are not directed to children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe a child under 13 has provided us with personal information, please contact us so we can take appropriate action.

California Privacy Rights (CalOPPA / CCPA)

California residents have additional rights under CalOPPA and the CCPA/CPRA:

• You have the right to know what personal information is collected and how it is used
• You have the right to request deletion of your personal information
• You have the right to opt out of the "sale" or "sharing" of personal information
• You will not be discriminated against for exercising your privacy rights

Since we do not collect personal financial data and our analytics are anonymized, these provisions primarily apply to advertising cookies. You may opt out of personalized advertising using the links provided above.

International Users

This website is primarily designed for users in the United States. If you are accessing our site from the European Economic Area (EEA), United Kingdom, or Switzerland, you may be presented with a consent banner before non-essential cookies are set, in compliance with GDPR and ePrivacy requirements.

Changes to This Policy

We may update this Privacy Policy from time to time. When we make changes, we will update the "Last updated" date at the top of this page. We encourage you to review this policy periodically.

Contact

If you have questions or concerns about this Privacy Policy, please contact us at:

[email protected]